Why agentic AI will spark commerce’s next PayPal moment

Technology changes, but consumer needs rarely do. All we want is access to varied, unique inventory and more convenience — commerce technology has evolved to better enable both. As commerce models change, new payment and financial service modalities arise to accommodate the changing patterns of money movement. To understand what comes next as we stand on the precipice […]

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The Unintended Consequences of the BaaS Crackdown

It is great to be back writing on Fintech Nexus again. As many of you know we closed down Fintech Nexus last year and then sold our assets to COMMAND. We worked together during the acquisition process, ensuring a smooth transition, and the team at COMMAND relaunched the website a few weeks ago. And they […]

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DOGE Insurance Redux: Risk-pricing like it’s 1780?

With US government programs that support public data access—including weather reporting—on the chopping block, the fog is rolling in for the industry that underpins the global financial sector: insurance. The pseudo-governmental Department of Government Efficiency (DOGE) led by Senior Adviser to President Donald Trump, Tesla and SpaceX CEO, and X Chairman and CTO Elon Musk […]

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Cathay’s Wu: Secondaries now “a structural pillar” for VC liquidity, exits

Fintech investor Simon Wu discusses the rising popularity of the secondary exit strategy, and staying disciplined amid the AI frenzy Simon Wu is a Partner at Cathay Innovation, a ten-year-old venture offshoot of Paris-based Cathay Capital. With $2.5 billion in assets under management (AUM) across three funds, Cathay Innovation focuses on fintech, digital healthcare, consumer, […]

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Payroll Is a Nightmare. Can Embedded Finance Fix It?

For decades, payroll tech barely changed. Now, upstarts and incumbents alike are trying to overhaul how businesses pay their people by putting finance in the apps they use every day. Being a first mover hinges on timing. Introducing a new product or service before everyone else, leveraging that head start to entrench yourself in the […]

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On the back of the latest investment, Rain is harnessing stablecoins for credit infrastructure

The company has teamed up with Visa on card issuance driven by stablecoin tech and operates in 100 countries  Count Rain as a company whose founders saw the future before most. And they plan to be ready when everyone catches up. Rain, which announced its latest $24.5M funding round this week led by Norwest Ventures, […]

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Betting on AI’s Future at HumanX

Last week, Las Vegas played host to a different kind of gamble, with bets placed not on the blackjack tables but on AI’s future. At the inaugural HumanX conference, thousands of tech luminaries flew in from Silicon Valley and beyond to ponder whether AI is more sinner or saint, while sipping coffee and leaning in […]

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Klarna Now, A Deluge Later?

What the long-awaited IPO means for late-stage fintech Though its Form F-1 filing with the US Securities and Exchange Commission (SEC) came at an unusual time, Klarna’s IPO intentions have been far from secret. The Sweden-based Buy Now, Pay Later (BNPL) giant, founded in 2005, has crawled in fits and starts toward a place in […]

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Tariff roulette

With an “A/B testing” president in office, financial models may offer clarity It’s a new era for business as this week marked the beginning of an all-out trade war between the US and Canada. Emotions were high, and crisis-tested leaders were in fashion as a resurgent Liberal Party in Canada appointed central banking legend Mark […]

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Overheard in Vegas

Murmurings from Fintech Meetup and HumanX It is amazing to me, how many meetings — even in a meeting I had today … where someone says, ‘What do you see in valuations today?’ As if there’s a generic answer for what variables every company in the world should be valued on.”  — Jade Mandel, Managing […]

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