After a sharp lending slowdown in the past few years, fintechs in Latin America are gearing up once again for credit expansion in 2024 as interest rate pressures fade out across the region and venture capital investment shows signs of stabilization. In 2022, neobanks hit the brakes on lending as venture capital dried up, and […]
House Financial Services Committee Chairman Patrick McHenry (R-NC) announced yesterday that he will not be seeking reelection to the North Carolina seat he has held for almost 20 years. Over the years whether serving as the Committee Chairman or as the Ranking Member, he has been a tireless champion for financial innovation on the House Financial Services […]
When we decided to merge our events business with Fintech Meetup in June of this year we did so confident that our loyal events customers would be well-served by this move. Now, after almost six months in partnership with Fintech Meetup, I am even more confident that will be the case. I attended Fintech Meetup’s […]
If there’s a point of sale, there’s Buy Now, Pay Later. As the option to pay du jour, BNPL — a new twist on an old financing offering to consumers that allows them to pay for their purchases over time — is seemingly everywhere now, as common a POS sight as tried-and-true as debit and […]
ChatGPT launched a year ago and the tech world will never be the same. The New York Times has an in-depth look at the impact of this revolutionary new product, focusing on big tech. It is interesting to me that one of the greatest tech launches of the past decade came not from a big tech company […]
A quarterly report published by integrated app and security platform Wallarm gives granular attention to a little-discussed but critical security concern for fintechs – their APIs. The reports are developed from publicly available sources. Wallarm co-founder and CEO Ivan Novikov said his goal for the reports is to estimate the scope of the threats and […]
In the kickoff to the Holiday shopping season, consumers are spending, with retail sales up 1.1% and e-commerce sales up 8.5% according to Mastercard SpendingPulse. But you want to know what is really up? Buy now pay later. BNPL generated a staggering 42.5% more online spending on Cyber Monday this year than last year. And it […]
Payroll is complicated and complex. But like everything else in finance, it can be embedded into an existing software operation. One of the leaders in embedded payroll is Check, a fintech that has pioneered this new niche. Today, Check has announced three new tools to make launching payroll easier for software platforms. First, let’s give […]
Enjoying our podcasts? Don’t miss out on future episodes! Please hit that subscribe button on Apple, Spotify, YouTube, or your favorite podcast platform to stay updated with our latest content. Thank you for your support! There are many options for raising growth capital for established startups. With all the attention paid to venture capital, we sometimes forget that the […]
Times might be hard for global tech firms, but the largest neobanks in Latin America are not showing it. The region’s biggest fintechs have demonstrated remarkable resilience in the third quarter of the year, improving profits at a fast pace while acquiring millions of customers in the period. Even as the region faces inflation and […]