Digital lending platforms have emerged as financial industry game-changers, revolutionizing the way people access credit. These platforms offer unprecedented convenience and accessibility, helping make loans available at the click of a button. However, as with any innovation, there are potential pitfalls that could have far-reaching consequences. One pressing issue faced by digital lenders is the […]
Enjoying our podcasts? Don’t miss out on future episodes! Please hit that subscribe button on Apple, Spotify, YouTube, or your favorite podcast platform to stay updated with our latest content. Thank you for your support! There are many options for raising growth capital for established startups. With all the attention paid to venture capital, we sometimes forget that the […]
We have known for some time that the Apple-Goldman relationship was on shaky ground. And that Apple Card might be getting a new home. The Wall Street Journal is reporting that Apple has indeed decided to move on from Goldman in roughly 12 to 15 months. This will mean both the Apple Card and the savings account (that was […]
Buy Now Pay Later (BNPL) products have gained popularity among consumers in recent years primarily because of the speed and convenience they offer. Nevertheless, they are not without their own set of challenges. For instance, integrating BNPL into brick-and-mortar stores can be a complex and time-consuming task, given that physical stores employ a myriad of […]
The higher your credit rating, the more likely you are to feel good about the current state of credit. That is a key takeaway from TransUnion’s Q3 2023 Quarterly Credit Industry Insights Report. Higher interest rates and inflationary pressures are driving many to tap existing credit lines more than ever. Affordability challenges and higher debt […]
Every quarter TransUnion releases its Credit Industry Insights Report. Their latest issue, released earlier this month, has some very interesting data. Tony Zerucha shared some key takeaways from the report, leading off with the $995 billion in total card balances at the end of Q3, up 15% year over year. With the recent resumption of student loan repayments, […]
The surprising victory of libertarian Javier Milei in Argentina’s presidential elections has injected fresh optimism into the fintech sector. Industry leaders are hopeful for a tailwind as they anticipate a more favorable regulatory environment and improved economic prospects, driven by a market-oriented approach. Despite the 53-year-old outsider and right-wing economist not yet revealing detailed economic […]
Hi guys, welcome to the Fintech Coffee Break. I’m your host Isabelle Castro. This week I shared my coffee break with Don Muir CEO and founder of Arc. Don Muir CEO and founder of Arc This episode was a special one. It was the last one of a very busy year and I wanted to […]
Sponsored Sponsored content is a type of promotional media paid for by an advertiser but created and shared by a publisher. Fintech Nexus contracts sponsored content articles to experienced journalists comfortable in the fintech space. It’s been a transformation of sorts for insurance, investments, and technology provider TruStage™ in developing its business concept for simplified […]
On Black Friday as most of us were contemplating shopping bargains or metabolizing a big Thanksgiving meal a bombshell dropped about the OCC and its Office of Financial Technology. The Information released their story while Jason Mikula’s Fintech Business Weekly published an investigative piece on the same day (he first brought this to our attention in September) and Penny Crosman at […]