Cut Costs, Not Corners: Four Self-Service Payment Strategies to Help Reduce Customer Service Dependence

Though self-service has become common in many areas of modern life (think shopping and banking), getting consumers on board when it comes to bill payment has been more of a challenge. In fact, 62% of U.S. adults have called customer service regarding a bill in the past 12 months. That number was even higher (68%) […]

Read more
Rodney Williams, Co-Founder of SoLo Funds on creating a community finance platform

Rodney Williams of SoLo Funds The first wave of fintech focused on helping those people who already had money. The bottom half of the population was mostly ignored, and those companies that did try failed to get traction. But in recent years, there has been a new breed of fintech company emerging squarely focused on […]

Read more
Editorial Cartoon for August 31, 2023

Matt Bodkin Matt is a seasoned editorial cartoonist with a Bachelor of Fine Arts from Long Island University. He brings a strong background in the newspaper industry and skills in arts and design to his work. He aims to distill complex issues into funny doodles that resonate with readers. View all posts .pp-multiple-authors-boxes-wrapper.box-post-id-45383.pp-multiple-authors-layout-boxed.multiple-authors-target-shortcode.box-instance-id-1 .box-header-title { […]

Read more
UK licensed, LHV Bank expands into personal savings

In the UK, interest rates have been continuously increasing, as in the rest of the world. Mortgage and lending interest rates have responded quickly to the Bank of England’s base rate. However, consumers have yet to see a change in their savings accounts.  The facts banks are only fully passing rate rises on to borrowers not […]

Read more
Kevin Coop, CEO of DailyPay on Earned Wage Access

Why is it that, in 2023, we are still getting paid on a fixed schedule? It seems crazy to me that payroll systems that were built for batch processing on mainframe computers still maintain this batch mindset in a world where everything can be instant. We should be able to choose the exact cadence of […]

Read more
Brazil’s fintech Nomad lands $61M in series-B funding

Nomad, a Brazilian fintech, has taken a new step in its short lifetime with a recent Series-B funding. This month, it announced a $61 million investment led by Tiger Global Management as it seeks to expand its portfolio in South America’s largest economy. “Nomad has received the largest Latin American fintech investment so far this […]

Read more
Why every vertical software company should launch a capital offering

Building trust is hard but absolutely worth it. Across b2b and b2c, decisions are made by human beings who want to do business with people they trust and who they believe truly understand them. It’s just human nature.  This is the reason community banks endure, even in the face of tough regulations and in competition […]

Read more
VCs focus on the long game through the funding drought

We’ve heard for months about the VC dry powder, yet every so often, the news tells a tale of a successful funding round. Last week, on August 22, Ramp served the industry with one of these stories.  The company announced that it had raised $300 million despite a 28% drop in its valuation. The amount […]

Read more
Embedded lending vs. BNPL: An investigation into the key variations

With the cost of living skyrocketing and rising interest rates, consumers and businesses have been turning to brands that offer seamless, flexible payment and lending options. And as customers and businesses navigate this difficult financial time, there’s a rising star: embedded lending. But this lending is not only a short-term solution to see customers through […]

Read more
Grayscale marks win in the case for Spot Bitcoin ETFs

The case for Bitcoin ETFs could strengthen as Grayscale Investments notches a win against the SEC.  In July 2022, the investment firm launched into a legal battle against the regulator after their application to convert their Grayscale Bitcoin Trust into an ETF was denied. Today, August 29, the District of Colombia Court of Appeals ruled […]

Read more