State Regulation hits EWA (but is it enough?)

Over half of Americans are living paycheck to paycheck, according to CNBC, and the heightened costs of living is making the situation worse. Seven out of ten people reported stress from their financial situation, and around half said this stress had increased since the pandemic, with many reporting a lack of savings to cover them […]

Read more
Fintech One-on-One: Bo Brustkern of Fintech Nexus and Jon Lear of Fintech Meetup

Bo Brustkern of Fintech Nexus Jon Lear of Fintech Meetup Last month we announced a groundbreaking partnership with Fintech Meetup that is going to transform the fintech space. With that in mind, I thought it would be helpful to dive more deeply into the partnership between Fintech Nexus and Fintech Meetup. So, on the next […]

Read more
Is embedded finance dead?

Is embedded finance dead? Ahon Sarkar said your answer depends on where you fit into the ecosystem. Sarkar is the general manager of Q2’s Helix division. Helix works with companies to make personalized banking products. He said embedded finance has entered the reconciliation stage of its life cycle. 2023 reminds him of the beginnings of […]

Read more
FedNow: Instant Payments or Instant Fraud

July has come full of expectations. The long-awaited FedNow is (apparently) on the brink of launch.  Despite The ClearingHouse launching its own Real-Time Payments (RTP) Network in 2017, there is a sense that FedNow will be different.  “The US is a big place, and it has over 10,000 financial institutions and thousands of credit unions,” […]

Read more
Ripple verdict: XRP not an investment contract

Three years in the making, U.S. District Judge Analisa Torres reached a verdict today, Thursday, July 13, on the SEC case against Ripple.  The SEC originally filed the claim in 2020, stating that Ripple had violated securities law with the sale of their native token XRP. The regulators stated that the company had failed to […]

Read more
How segmentation can help drive deposits

The following is a guest post by Mac Thompson, the founder and president of White Clay The financial services industry is still trying to catch up as the economy is adjusting to the post-pandemic hangover. Most economic indicators continue to signal a recession: inflation remains high, triggering an unprecedented response from the Federal Reserve and […]

Read more
Editorial Cartoon for July 13, 2023

Matt Bodkin Matt is a seasoned editorial cartoonist with a Bachelor of Fine Arts from Long Island University. He brings a strong background in the newspaper industry and skills in arts and design to his work. He aims to distill complex issues into funny doodles that resonate with readers. View all posts .pp-multiple-authors-boxes-wrapper.box-post-id-45383.pp-multiple-authors-layout-boxed.multiple-authors-target-shortcode.box-instance-id-1 .box-header-title { […]

Read more
Cryptocurrency regulation comes into force in Brazil

Cryptocurrency regulation, voted late last year in the Brazilian congress, has finally come into force this month, potentially a first step toward broader sector-focused legislation. President Lula da Silva signed a decree establishing the central bank, a regional landmark for financial regulatory innovation in recent years, as the primary supervisor of the crypto economy. Now […]

Read more
A strategy for scalable FI innovation

Fintech is posing an ever-increasing problem to financial institutions still reliant on legacy structures.  Until now, traditional finance has managed to stave off fintech’s disruptive forces, relying on their decades of establishment to install trust and an air of stability for the consumer. But there are signs that this is starting to change.  “The ability […]

Read more
Banking Fintech’s Golden Ticket: Hyper-Tailored B2B Solutions

The following is a guest post by Tui Allen, VP of Product, Ampla Technologies  Banking incumbents aren’t the only ones feeling the pressure of today’s macro-environment. There’s a graveyard of banking fintech startups filled with those that have aimed high but failed to hit their mark – especially on the consumer side. Yet amidst the […]

Read more