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¿Sabía que más de 60 economías a nivel mundial ya han adoptado estos revolucionarios sistemas? ¡Latinoamérica no se queda atrás! Desde el exitoso PIX en Brasil hasta el innovador CoDi en México y el eficiente SIMPE en Costa Rica, la región está experimentando una transformación sin precedentes en la forma en que hacemos transacciones. No […]
We learned back in February that Klarna’s AI chatbot was doing the work of 700 people. Today, Klarna is reporting about its employee’s internal use of AI. It’s internal AI assistant, named Kiki, is answering 2,000 employee questions a day and over 87% of its employees are now using it. Kiki helps manage and distribute internal knowledge and guarantees […]
A new Financial Health Network study released last month shows a circular relationship between mental and financial health. While it is well-known that mental health challenges lead to financial issues, financial issues often produce additional mental health concerns. Vice president of policy and research Angela Fontes said the past 15 years have been tough on […]
Chime is getting into the earned wage access business. The leading digital bank announced yesterday that it is launching MyPay, a new earned wage access service that will allow customers to access up to $500 of their paycheck before payday. There are no mandatory fees but if a customer wants to receive the money instantly they will […]
Los canales digitales se han convertido en el principal objetivo de fraude para empresas minoristas y financieras en América Latina, según un reciente estudio solicitado for LexisNexis, revelando el costo no deseado del fenomenal y rápido proceso de digitalización que están experimentando las principales economías de la región. Según el estudio, que contó con una […]
Over the past few years, many issues have surfaced in the banking and fintech sectors due to the growing complexity of financial crimes. This has resulted in fines for non-compliance, and AML violations doubled in value, reflecting the severity of the regulatory response. The main problems in 2023 were not reporting suspicious activity, lacking proper […]
Visa is hosting its annual Visa Payments Forum in San Francisco this week, and yesterday, there were some major announcements. Some are calling this the biggest thing in card payments since the card chip. Here is a breakdown of the major announcements: Passkeys – confirm a consumer’s identity and authorize online payments with a fingerprint or […]
When I interviewed Stash CEO Liza Landsman earlier this year, she mentioned she was excited about the new B2B platform the company was launching in Q2. Today, Stash has launched StashWorks, what they are calling the “first automated savings solution that rewards your employees for achieving their financial goals.” While Stash has made a name […]
Enjoying our podcasts? Don’t miss out on future episodes! Please hit that subscribe button on Apple, Spotify, YouTube, or your favorite podcast platform to stay updated with our latest content. Thank you for your support! Brendan Carroll, Co-Founder & Senior Partner of Victory Park Capital In the early days of the online lending space, when it came to institutional […]