And what’s really stopping them from doing it I believe that cash flow underwriting is the greatest innovation in lending in the last decade. And I don’t say that lightly. But here’s the thing that keeps bugging me: if cash flow underwriting is so great (and it is), why isn’t eve..

Where is there room for innovation in consumer lending? It’s a question founders in fintech have been asking for over a decade as the likes of Affirm, Tala, Upstart, and more have looked to fill a role that was traditionally dominated by banks, and later by GSEs.  A recent report from the NY Fed ..

Fintech summer continues as insurtech giant Accelerant, long-rumored for IPO, debuted on the New York Stock Exchange under the ticker ARX. The company is an AI-enabled insurance marketplace that matches risk capital providers with underwriters. Shares initially priced at $21 and opened more than 30%..